A regulatory compliant cash product that allows citizens to use a digital form of central bank money for payments. It replicates physical notes & coins in digital form and does not require citizens to have access to bank accounts to use digital cash for payments.
“Digital cash is, and needs to remain, private. Digital cash is a pure peer-to-peer medium of exchange; no intermediaries involved in the exchange of payment. It is inclusive. No need to have a bank account or access to financial services.”